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Decreasing cover
This type of cover is different to Level Term Assurance as the benefit amount decreases every year to coincide with the outstanding balance of your repayment mortgage.
more about decreasing cover
Mortgage Protection can be used as a stand alone life policy and is usually then called "Dereasing life cover" but works in exactly the same way.
You should ensure that you have a life insurance policy at the very least if you have a repayment mortgage to ensure that your family members have the financial security to know that the outstanding mortgage will be cleared and that they still have a home to live in.
Call our Life Insurance team for further advice on 01580 243293.
All protection policies have benefits and drawbacks. Drawbacks can include exclusions and limits to the amount of cover. We will discuss these with you before we make a recommendation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The guidance and or advice contanined within this website is subjected to the UK regulatory regime and is primarely aimed at customers based in the UK.
