Are you thinking about purchasing an expensive property, but don't know where to turn for a mortgage?

If you are looking for a mortgage of over £200,000 there may be many problems you encounter. Most high street mortgage lenders are not used to dealing with large mortgages, and often have a mortgage limit of £250,000. For this reason we aim to cater for people who are seeking a much larger mortgage.

We have access to exclusive mortgage products offering FREE VALUATION & FREE LEGALS (subject to status and availability)

Here at Life Enquiry we have a specialist team of advisers for people who are looking for a UK mortgage of over £200,000. 

High-street lenders often charge higher interest rates if you are wishing to borrow over £250,000, and may also encounter problems when it comes to dealing with a more complex income, for example; the average person usually has only one salary for the lender to take into consideration, we understand that wealthier individuals, may also have extra sources of incomes, by the way of various investments such as stocks and shares. For your peace of mind the advice you will receive from our specialist team, will take all you incoming (and outgoing) money into consideration. We are here to help you achieve the lifestyle you are seeking. 

What we can do for you:

This section is designed to assist you whether you are thinking about buying your multi-million pound dream home, remortgaging your existing one or simply upgrading your current home for a more luxurious property. We can give you access to a team of specialist advisers, who understand the more complex income of the wealthier homeowner. We will give you access to lenders that will not charge 'over the odds' for a larger mortgage, on the contrary, we have exclusive products with mortgage lenders that are not available on the high street and are well below the interest rates of a more conventional mortgage amount.

Before taking out your mortgage:

Explore and make the most of our website, do not simply settle on the first mortgage you see that seems to suit you. We aim to give you choice, so please take full advantage of the range of larger mortgages we can give you access to, and choose the one that best suits you.

Points to consider:

" If you receive cash back on your mortgage (due to the fact that it would be more than a normal cash back mortgage), it may be liable for capital gains tax.

" You may also need to consult specialist insurers, to deal with your home insurance. Ask one of our advisers for a detailed quotation. 

" If you are still searching for your property, a high-street estate agent may not deal with properties that suit your lifestyle, there are however numerous companies that deal with more luxurious properties.

" If the property you are buying is listed, you may find that you have restrictions on any renovations/redesign you have planned for your property