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Level term cover
Level Term Assurance will provide you with a constant level amount of cover throughout a specific term that is agreed at the outset of the policy.
more about level term cover
This type of policy is usually used to cover interest only mortgages where the amount you owe will remain constant and not decrease. Another popular way to use Level Term Assurance is to cover yourself to enable your children to receive a lump sum up until a certain age. This will provide them with some form of financial security in the event of you or your partner dying.
These policies are not saving plans so if you cancel your policy, you will not get your money back.
You can also guarantee the premium which will ensure that the monthly payment for this cover does not increase providing peace of mind.
All protection policies have benefits and drawbacks. Drawbacks can include exclusions and limits to the amount of cover. We will discuss these with you before we make a recommendation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The guidance and or advice contanined within this website is subjected to the UK regulatory regime and is primarely aimed at customers based in the UK.
